Public Liability
Public Liability Insurance Claims – Making A Claim
If you have suffered an accident and incurred personal injury on public property or at a business address you may be able to make a claim for personal injury compensation under Public Liability Insurance (PLI).
Public Liability Claims – Speak To The Experts
Public Liability is a relatively complex area of personal injury compensation and it is best to speak to a specialist legal advisor.
The Personal Injury Bureau can put you in touch with such a legal specialist who will be glad to assist you in the process of making a claim.
What Is Public Liability Insurance?
Public Liability Insurance is taken out by businesses that have members of the public, clients or customers visiting their premises.
Public Liability Insurance can provide a personal injury compensation package to members of the public or customers visiting a property or location who suffer an accident.
Slips or trips resulting in accidents are among the most common types of situations resulting in PLI claims.
The sorts of things Public Liability Insurance could be claimed for includes anything such as a trip on a pavement, falling due to hazards blocking aisles in supermarkets, slipping on steps that are slippy, an accident in a bar / club or dog attacks.
A classic example of a case for compensation under PLI might be if a damaged piece of carpet is not marked sufficiently in a reception area with a warning sign. If someone trips and is injured they could claim compensation under the company’s Public Liability Insurance.
Public Liability Insurance – Types Of Damages
If your claim for personal injury is successful you can expect to receive damages for any legal fees, for pain and suffering, medical bills, transport bills, loss of earnings and other expenses.
Generally it is not compulsory to have PLI, horse riding businesses being an exception which are required to have Public Liability Insurance. But for many businesses it becomes absolutely necessary because in most cases customers will often require proof of adequate Public Liability Insurance before they proceed to use many forms of business service, venue hire for instance. So in many cases Public Liability Insurance tends to be pretty much mandatory in many business areas operating in the public arena.
What To Do
If you experience an injury in a public place or on a business property it will help your compensation claim if you can show evidence of the injury taking place there, the extent of the injury and the form of negligence.
Speak to witnesses, take photos. It is also helpful to keep details of any expenses, including any medical treatment.
For accidents inside a building, such as a shop or venue, ask staff to log the accident in an accident book.
Of course, an experienced legal specialist can advise you on all the above issues surrounding Public Liability Insurance; as well as any other issues surrounding Public Liability Insurance that concern you.
